Step 1 – Build Business Credibility

Almost all lenders keep their underwriting guidelines a secret. As a result most business owners who apply for financing are denied as they don’t meet the lender’s requirements for approval.

In step 1 we actually reveal the lender’s secret formula for approval. We go through each of the 20 secret points that lenders consider on their business funding application and help to ensure you meet or exceed their requirements for approval.

By helping you to meet the lending requirements before you even apply; you stand the best chance of approval.

In step 1 you will complete an online application. As part of this process we help you to understand what lenders require for approval and then offer one-click solutions if you don’t currently meet that lending requirement.

We can assist you with filing the paperwork for the appropriate corporation entity, setting up a virtual address, obtaining a phone and fax number as well as a toll free number. We can also assist with setting up a business email address and website, ensuring you have the proper licensing and more all in step 1. We will even help you to secure a merchant account to accept credit cards if you don’t already have one now.

As you proceed through this step you will be completing an online funding application. Once completed, the application details will ‘auto-populate’ onto your funding and credit applications as you continue through the process; this will save you lots of time and makes the application process easier as you only need to complete the application once.

Step 1 and each step thereafter give you the ability to go through each section with written and audio or video instructions. You will also be assisted by our certified business credit coaches who will work alongside you and assist with walking you through the funding approval and business credit building process.

As you complete step 1 you will be establishing a credible business that lenders will want to lend to. This will make it easier for you to get money for your business.

Step 2 – Get Approved For Funding

One of the most important differences between our platform and every other business credit building systems is the cash funding you have access to, and how fast you can receive it.

You will love the idea of building business credit and limiting your personal liability. But even more important, you want cash money for your business and you want it quickly.

Our Business Credit & Funding Platform is the only system in the world that combines both business credit building and the acquisition of cash funding to insure you can get more money quickly for your business, even with personal credit challenges.

In Step 2 you will complete your funding application by answering questions relating to your business assets and collateral. Once you complete this step, your full application is then cross-checked with thousands of lenders’ underwriting guidelines and they are pre-qualified for a massive abundance of funding programs including credit lines and loans.

In this step you have access to thousands of different lenders, hundreds of direct finance sources, and millions-of-dollars in funding and business credit for your business.

You can qualify for merchant advanced, purchase order and account receivable financing, equipment and auto vehicle leasing, inventory financing, unsecure credit lines, SBA loans up to 12 million, and much more. We even provide you access to a credible company to help you create your business plan if you need one.

Many of our programs are based on the business collateral you have, such as credit card sales or consistent revenue. This lending only looks at the strengths of your businesses, making it even easier to be approved.

Step 4 – Get Approved For Business Credit

In Step 4 we help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies. Much of this credit can be obtained with no personal credit check, and with no personal guarantee required from you, eliminating your personal liability.

The first step in building business credit is to get approved with 5 Net 30 vendors who will give you credit, and who report to the business credit reporting agencies. Once you are approved and you use those accounts, the accounts are reported and will become the initial trade lines on your business credit report.

As long as you pay their bills timely, you are awarded with exceptional business credit scores that will help you start getting approved for more revolving credit cards in Step 5.

You have over 50 vendors to choose from, the largest selection anywhere. Most of the vendors will approve you for credit even if you are a brand new startup business. With the major sources we supply clients with; you can easily find the vendors you want to use to help build your new business credit.

Each vendor in the Funding Platform offers extensive details about their company, reporting, and underwriting criteria. You can see the bureaus that each vendor reports to, you can learn about the products and services each vendor offers, and you can review the vendor’s actual underwriting guidelines so you will know you can be approved before you even apply.

You can even connect with each vendor directly through the Funding Platfrom in just one-click. Your entire application information auto-populates from the Finance Platform onto your applications for credit, saving you hours of time. So in one-click you can easily submit your applications to your new business credit vendors.

Once your new vendor credit is reported to the business reporting agencies you are then awarded with an exceptional business credit score. We then help you leverage your newly built business credit profile and score to get approved for even more revolving business credit cards.

Step 5 – Build Your Business Credit to $50,000 or More

It only takes a few months to build your initial vendor accounts in step 4 and have them reporting on your business credit report. Once these 5 new accounts are reporting, you can then start securing revolving credit cards in step 5.

Much of the credit you obtain in step 5 is business credit in your business name, so there is no personal credit check required. And much of the credit can be obtained with no personal guarantee from you eliminating your personal liability.

You will first start with some revolving “starter” accounts including credit cards with retailers such as Staples, Home Depot, Tractor Supply, Shell, Office Depot, and more. As some of these accounts report on your business credit reports, you will then be able to get approved for even more credit. You can continue to apply, get approved, and obtain credit in your business name with many well-known retailers, and some you might not have heard of.

You can be approved for credit with Wal-mart, Costco, Amazon, Dell, Lowes, Sears, BP, Chevron, Sinclair Gas, Speedway, Sam’s Club, Pitney Bowes, Apple, and many more. You can even get approved for multiple credit cards with Visa, MasterCard, Discover, even American Express.

As you build your business credit in step 5 you will see that many creditors will issue you approvals as high as $10,000. And again, these are credit cards in your business name, and many of them require no personal credit check or personal guarantee from you to be approved.

In the Business Credit & Funding Platform each retailer lists the products they sell, who they report to, and also their underwriting requirements so you will know you can be approved before you even apply. This is the only system in existence that actually lists the real underwriting guidelines for each account, substantially increasing your chances of being approved.

Step 6 – Secure Even More Funding For Your Business

Once you finish your business credit building in step 5, you are exposed to more funding programs in step 6. Many of these funding programs will allow you to qualify using your newly established business credit profile and score, so you can get approved with no personal guarantee.

Step 6 is the reward you have worked for. You can now finally separate your business and personal liability and secure money without being personally liable for your business debts. You now have one of the strongest assets your business can possess, a powerful business credit profile.

This means in the future you will have a much easier time obtaining credit and funding in your business name. You will even start receiving multiple offers from retailers, and Visa, MasterCard, Discover, and American Express, for business credit cards in your business name.

Then you can sit back and enjoy running a business with massive amounts of credit and capital backing, making it even easier to build the business of your dreams.

The Business Credit & Funding Platform has money available for business owners with challenged personal credit, and even for brand new startup businesses. The Funding Platform offers cash funding as low as $5,000, and as high as 45 million dollars or more.

All together the Business Credit & Funding offers more funding sources and products than anywhere else. You will have your own certified finance officer to help you navigate through multiple funding options and help you get approved.

By offering such a large abundance of financing sources and products we give you the best chance of being approved and obtaining funding for your business.