Startup and existing businesses can qualify for $100,000 or more through our Unsecured Business Finance program.

The lenders will not ask for financials, bank statements, business plans, resumes, or any other of the documents so commonly requested with conventional bank funding. This program is as close to a “no-doc” program as you will get with business funding.

Unsecured accounts report to the business credit reporting agencies to get you the money you need, and help build your business credit profile and score in the process. Plus these accounts do not report on the consumer credit so they have no effect on your credit utilization helping keep your consumer credit scores high.

Businesses can obtain money quickly through our business revenue lending program. Clients can obtain up to $150,000 and can be approved even if they have personal credit challenges. Loan terms are typically between 6-18 months and you can be approved with as low as a 520 consumer credit score. This is an exceptional funding program for any business that has consistent revenue each month, even if you don’t have financials to supply.

All that is reviewed for approval is your bank statements and sometimes your merchant statements. So if those statements are solid, you stand a great chance of being approved. You just can’t beat a program that lends up to $150,000 even if you have challenged personal credit, simply because your business is bringing in revenue. And it only takes 2 weeks to close and secure your money.

Many businesses wait weeks, even months to get paid on their outstanding account receivables. This typically creates major cash-flow issues as you provide your goods and services and absorb those costs until you eventually get paid sometimes 90 days later.

With our Account Receivable Financing you can regularly secure money against your receivables in as little as 24 hours.

Once you are approved you can then receive funding up to 80% of your existing receivables. Medical and construction receivables can also qualify for this financing program with us.

The lender truly doesn’t care about your personal credit to qualify. So even if you have horrible personal credit, if you have good receivables or purchase orders you can still be approved.

This can help significantly ease your cash-flow restraints, and very easily build an even more profitable business.

With inventory financing, you can borrow against your existing inventory and qualify for financing. The inventory is used as collateral, so you can be approved even if you have challenged credit. Your approval amount is typically equivalent to 50% of your existing inventory, and loan amounts start as low as $150,000. This type of financing is perfect for business owners who have a large inventory and are looking for funding for their business, even when you have personal credit challenges.

You take advantage of the lowest possible interest rates and retain the security of maintaining full ownership of your securities with securities financing. This funding program was developed to provide lines of credit leveraging securities portfolios to a higher loan to value than a standard margin loan. Closing and funding takes place in 2 weeks or less and you will have a choice of floating or fixed rates. Rates are as low as 1.6%, and you can obtain funding as high as 90% of the value of their securities.

Your securities remain in your name, and you clients can be approved with very limited documentation. This program is not based on your personal credit or income, so you can get approved even with credit issues or no revenue for your business. There is no prepayment penalty, and you receive 100% of your portfolio appreciation. Plus foreign nationals are accepted into this program.

 We offer equipment financing and leasing programs for start-up and existing businesses, even with challenged credit. Financials aren’t needed to secure the equipment financing, and approvals take as little as 24 hours. This type of funding is good for business owners who want to borrow money to get equipment, or for owners who want to borrow against existing equipment they already own. You can obtain equipment financing from us as high as $2,000,000. We offer many types of equipment financing including equipment Pronto Leasing, standard leasing, and municipal leasing for state and local governments, equipment financing, heavy equipment financing, and more.

We offer commercial real estate financing ranging from $75,000-20,000,000. This financing can be used for the purchase of property, or the refinancing of a property, even if you are doing a cash-out refinance. Loan-to-values range from 55-65% depending on the purpose of the loan. We have funding programs available including conventional property financing, money for investment properties and hard money loans, bridge loans, and loans for the purchase of commercial real estate, plus your clients can also obtain SBA loans.

We work with thousands of lending sources nationwide and many of them are private investors who are seeking the right opportunity to invest in. If you have collateral, average credit, and positive tax returns, you can be approved with many private investors at very good loan terms. With our private money sources you won’t be required to give up any percentage of ownership equity in your business. You retain full control and are still able to obtain private investor funding, even when your bank says no.